BOS Nidhi Mortgage Loan Facility

We offer mortgage loans and invite members who are looking for schemes, repayment options and lower interest rates, we are one of India’s leading Nidhi Companies in Delhi offering a risk-free experience to avail loans to its members.
It is a type of loan that is specifically designed to purchase a property. It is a financial agreement between a borrower and a lender, where the borrower receives a certain amount of money to buy a home and agrees to repay the loan within a specified period, usually with interest. The property itself serves as collateral for the loan, meaning that if the borrower fails to make the required payments, the lender has the right to take possession of the property. Mortgage loans are a common way for individuals to finance the purchase of a home, as they allow borrowers to spread out the cost of the property over a long period.
To avail the gold loan, A member needs to submit needed papers at our nearest branch of KesugandhaNidhi. The loan amount will be offers as per the value of your mortgage. We are known for our quality and result so to avail the mortgage offers, you are required to submit your real estate property papers and some identification proof with residential address proof papers.

Benefits

• Risk-free mortgage loan
• Simple paperwork
• Quick and fast processing of a loan
• Minimum documents required
• Easy payment format

Terms & Conditions

• We provide loans only to our members.
• Loans to the members shall be given against the securities of real estate property papers.
• The rate of interest on gold loans would be 16% to 19%.
• The repayment period of such loan shall not exceed 7 years.
• The rate of interest shall be calculated on the reducing balance method.
• In the case of immovable property, the loan shall not exceed 50% of the value of the property offered as security.
• The rate of interest shall be calculated on the reducing balance method.

Required Documents

To maintain the integrity and rules and regulations of Nidhi company, we require the documents for verification & security purposes.

• Identity Proof
• PAN card
• Passport
• Voter ID Card
• Aadhar Card
• Driving Licence